Recently, some homeowners have received letters stating they have been re-mapped by FEMA, and now their property resides in a Special Hazard Flood zone., What does this mean?

Flood mapping ensures that risks are properly marked and that people who really need flood insurance are getting the right coverage. It also tells local officials how and where to build new buildings and homes, so that people don’t build a new home in an area that will most likely flood – or build it too low to the ground. Over the last 10 years, FEMA (Federal Emergency Management Agency), the Army Corp of Engineers, and local officials have been working to update the country’s flood maps., As a result, many people are now finding themselves in need of flood insurance., So, what do you do?

First, contact Whitaker-Myers Insurance Group.,We can help guide you through the flood insurance process and make sure that you have the right coverage to fit your needs.

We,may recommend something called a Preferred Risk Policy extension, a reduced rate flood insurance policy that is good for one to two years., This is FEMA’s way of helping ease the transition into buying flood insurance., It can also help reduce your rates over the long term – as long as you don’t let your coverage lapse.

FEMA provided this fact sheet on the PRP: http://www.floodsmart.gov/floodsmart/pdfs/prp/Community_FAQs.pdf

If you have questions, be sure to call Whitaker-Myers Insurance Agency at 330-345-5000 and ask,us about the PRP extension!,

- From Courtney Guss, Flood Marketing Specialist at Westfield Services and Whitaker-Myers Insurance Group Wooster Ohio.

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