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Westfield Risk Factors Blog

Earthquake Insurance

Many, people recognize that earthquakes are not just a California problem. Yet many homeowners and business owners do not have earthquake coverage despite these facts:

1. The most powerful earthquake in U.S. history actually occurred in New Madrid, Missouri, near Memphis, Tennessee. It registered 8.6 on the Richter scale; and damage occurred as far away as Boston, Massachusetts.

2. The New Madrid Fault is the most active fault east of the Rocky Mountains, with an average 200 quakes per year. Zigzagging for 200 miles, it threatens Indiana, Illinois, Kentucky, Tennessee, Missouri, Arkansas, Mississippi and other Midwestern states with destructive force.

3. To date in 2011, Ohio has reported 14 earthquakes according to Ohio Department of Nature Resources, Division of Geological Survey – OhioSeis Network.

Earthquake Coverage is the coverage used to provide protection for loss due to earth movement including earthquake shocks and volcanic eruption.

Earthquake coverage options and deductibles vary by insurance company. Please contact your Whitaker-Myers Insurance Agent at 330-345-5000 to discuss your options and needs regarding Earthquake Insurance.

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