A recent Ohio news story implies a connection between increased storm losses this summer and an increase in home inspections by insurance companies.  While we can’t speak for other companies, we saw this story as an opportunity to explain Westfield’s home inspection process – how and why we do it.

When the insurance inspector visits, it is mainly to verify information about your house that will affect the price the company charges for your coverage.  This includes, for example, the size of the house and any additional features like bathrooms, swimming pool, fireplaces, and woodstoves.

We don’t believe our customers can have peace of mind that they are protected unless you know you have enough insurance coverage to replace your home if there is a loss, and unless you know how we determined how much coverage you need.  The inspection process also gives us an opportunity to identify potential hazards that may be dangerous to your home and your family, such as out-of-date wiring or a roof in need of repair.

If we discover that you have a gap in your coverage or a dangerous hazard in your home, we would much rather you had the opportunity to make corrections to your policy or necessary repairs rather than get stuck in the event of a loss.  Our business is providing protection and peace of mind.

We want our customers to understand their insurance policy and get to know us as a company.  If you have questions about your insurance, please contact Whitaker-Myers Insurance Group.

- From Greg Zawie, Personal Lines Appraisal Leader at Westfield
Brought to you by Whitaker-Myers Insurance Group in Wooster Ohio and Westfield Insurance.

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